Experienced Bankruptcy Lawyers Protecting Your Rights
If you have filed bankruptcy more than once in recent years, you may not have the same rights as if you hadn't filed before. If you have questions or concerns about multiple bankruptcy filings, the attorneys at Bankruptcy Law Group, PC, are here to help. We are experienced debt relief advocates focused on helping people throughout California and Nevada file for bankruptcy.
Contact us today to discuss your debt relief options. Our California bankruptcy lawyers are here to help.
Have You Filed for Bankruptcy More Than Once?
While you can file for bankruptcy as many times as you want, there are waiting periods involved in the actual discharge of debt. The following are the waiting periods for Chapter 7 and Chapter 13 bankruptcy:
- From Chapter 7 to Chapter 7: 8 years
- From Chapter 7 to Chapter 13: 4 years
- From 13 to 7: 6 years (unless all creditors were paid in the first Chapter 13, in which there is no time stay)
- From 13 to 13: 2 years
The automatic stay is also affected by multiple filings. If you have had a bankruptcy case dismissed within the last year, the automatic stay will only last for 30 days. If you have had more than one bankruptcy dismissed in the past year, the automatic stay will not go into effect at all.
If economic circumstances have forced you to file for bankruptcy more than once, our attorneys are prepared to help. We can advise you on all of the legal complications you may face and guide you through all stages of the process.
Schedule Your Free Consultation
If you need help with the bankruptcy process or have questions about issues with multiple filings, we are here for you. Contact us today to schedule a free debt relief consultation with one of our experienced California bankruptcy attorneys. We hold regular office hours and are available evenings and weekends by appointment. We have law offices in Sacramento, Fairfield, Redding and Reno, Nevada.
