Repossessed Cars Attorney California
If you are behind on car payments, you run the risk of losing your property to repossession. It is important to remember, however, the law is on your side.
At Bankruptcy Law Group, PC, we help individuals avoid repossession and other collection tactics by guiding them through the bankruptcy process. With sound legal guidance, you may be able to put your debt problems behind you, and keep your car or truck.
Contact us today online or by telephone at 916-678-5000 to take your first step to total debt relief. For your convenience, we serve Sacramento, Rancho Cordoba, Antelope, Rockland and other communities in Northern California, including Folsom, Rio Linda, Elverta and Davis.
Are You Facing Repossession?
At Bankruptcy Law Group, PC, we help individuals throughout Northern California who are facing repossession of their personal property. If you are in danger of having your car repossessed, it is important to act in a timely manner.
- Filing for Chapter 7 bankruptcy can help you discharge your debt, and in some cases, keep your automobile.
- Filing for Chapter 13 bankruptcy can help you reorganize your debt into a manageable payment plan.
No two individuals are alike; no two cases are alike. Our attorneys will work with you personally to help you fully explore your debt relief options and tailor a legal plan that suits your unique goals.
Deficiency Judgments
If your car is repossessed, you may owe your creditor the difference between the outstanding balance and the amount it sells for at auction. This is known as a deficiency judgment. Even if you have no credit card bills or any other type of debt, a deficiency judgment can expose you to harsh creditor tactics like wage garnishment and bank account levies. This is why it is especially important to consult with an experienced bankruptcy lawyer if you are facing repossession.
Schedule Your Free Consultation
If you are having trouble keeping up with an auto loan and are facing repossession, we are here to help. Contact us today online or by telephone at 916-678-5000 to schedule a free debt relief consultation with an experienced Sacramento, California, bankruptcy lawyer. We hold regular office hours and are available evenings and weekends by appointment.
