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Bankruptcy Qualification

California Bankruptcy Qualification Lawyers

Are you struggling with debt and considering filing for bankruptcy? You may wonder if you qualify for bankruptcy. You may have heard of the "means test". But how does the law apply to your unique situation? At Bankruptcy Law Group, PC, we are here to answer your questions about bankruptcy qualification and to help you decide if bankruptcy is the right option for you. Our friendly attorneys are ready to help you explore your debt relief options.

Contact us today online today online or call one of our offices to speak with a California bankruptcy qualification attorney. For your convenience, we have law offices in Fairfield, Roseville, Elk Grove and Sacramento, CA.

The Means Test and Bankruptcy Qualification

In order to file for Chapter 7 bankruptcy, you must not exceed a certain threshold of income. To determine whether or not you exceed this threshold, you must first complete what is known as the means test, which measures gross income with national and local standards of income and expenses. If you do not qualify for Chapter 7 bankruptcy, you may still be able to file for Chapter 13.

In the end, we have found that most consumers qualify for Chapter 7 bankruptcy. The means test is simply an additional hurdle the government added to the process. Our lawyers have extensive experience helping people like you with the means test and answering questions about bankruptcy qualification. We will work to make the process as simple and worry-free for you as possible.

The government audits one in every 250 bankruptcies, and they pay special attention to the means test. For this reason, it is especially important to have an experienced bankruptcy attorney helping you with the test and guiding you through the process. A mistake could wind up derailing your bankruptcy and crushing your debt relief goals.

Schedule Your Free Consultation & Bully Back

If you are struggling with debt and have questions about bankruptcy qualification, our attorneys are here to help. Contact us today online to schedule a free debt relief consultation with an experienced California bankruptcy qualification attorney. We hold regular office hours and are available evenings and weekends by appointment. We also speak Spanish.